Payments Advisory
Swift ISO 20022 • Open Finance • Instant Payments • Tokenisation • Agentic Payments
Payments advisory is expert guidance on planning and delivering payment change. Payment Labs provides it to banks, fintechs, corporates, regulators and market infrastructures across Swift ISO 20022, Open Finance, instant payments, tokenisation and agentic payments. Our advisors bring 25+ years of experience across Europe, the Middle East, Africa and Asia.
Advisory Practice Areas
Our Approach
We work as a long-term partner to payments leadership, from the first diagnostic through to sustained execution. Engagements start with a defined question and scope, from a focused readiness assessment to multi-phase programme support, and can extend into an ongoing partnership as regulation, rails and technology change. Advisory can run independently of any Payment Labs software.
Diagnose: We establish the facts: current-state operations, data, technology and risk, benchmarked against regulatory requirements and market practice.
Sustain: We stay engaged after go-live, tracking regulatory and market change, refreshing the roadmap and supporting new rails and use cases as they arrive.
Design: We define the target operating model, architecture, roadmap, controls and business case, with decisions framed for executive sign-off.
Deliver: We work alongside your teams and vendors through build, testing and go-live, with programme governance and risk management.
From advice to production
Where a client needs production tooling for Swift CBPR+, Open Finance, instant payments, digital money or agentic payments control, strategy and delivery stay with one team. Explore Solutions.